Yamaha Motorcycle Insurance

Yamaha Motorcycle Insurance is a factory endorsed insurance offering designed to suit your riding needs.

Do you like getting out on the open road, or are you more the off road type? Either way your needs are protected through Yamaha Motorcycle Insurance. Our market leading features and benefit are unique for our Yamaha riders and we have a seamless fast & efficient claims service should something go wrong.

Our fantastic products on offer are:

Comprehensive Cover - Road Registered
  • Yamaha factory backed and endorsed
  • Only genuine parts used when repaired
  • New for old replacement of Yamaha motorcycle in first 3 years of registration
  • Up to $3,000 total cover for riding gear
  • No excess if you're not at fault
  • Lifetime guarantee on all authorised repairs
  • $20 million Third Party Legal Liability Cover
  • Agreed Value option available
  • Yamaha DNA Protection - no theft excess
  • Lay-Up: Premium discounts for the months you don't ride your motorcycle - Weekend rider cover still applies
  • Pay by the month facility available
Third Party Fire & Theft – Off Road Motorcycles
  • Replacement of Yamaha Motorcycle in first 3 years of registration if stolen or damaged by fire
  • Replacement of Non-Yamaha motorcycles in first 2 years of registration if stolen or damaged by fire
  • $20 million Third Party Legal Liability Cover
  • We will pay up to $5,000 if your motorcycle is damaged by an uninsured Third Party - You must provide the details of the Third Party
  • Lay-up: Premium discounts for the months you don't ride your motorcycle - Weekend rider cover still applies
  • Yamaha DNA Protection - no theft excess
Third Party Only Cover
  • $20 million Third party Legal Liability Cover
Loan Protection Insurance
If you were to get sick, injured or lose your job, we can provide insurance so you don’t have to worry about your loan repayments while you get yourself back on your feet. The insurance under this PDS is to assist with Your Loan repayments, to Your Credit Provider, in the event of any of the following circumstances occurring:

  • You become Disabled and are unable to work in any occupation for which You are reasonably qualified due to an accident, sickness or medical condition
  • You suffer Incapacitation due to an Accidental Injury
  • You become Involuntarily Unemployed
  • You suffer a specified Traumatic Event
  • Your death We make any payments under the Policy to Your Credit Provider.
Gap Cover
YMI GAP Cover helps protect you from suffering significant financial loss if your new motorcycle is stolen or damaged beyond repair. In some circumstances there may be a "Gap" between its insured value and what you still owe the financier. You may also suffer "Out of Pocket" expenses whilst trying to find another motorcycle. YMI Gap Cover protects you from falling in to this financial "Gap" and suffering financial loss & inconvenience.

  • A choice of 3 different levels of cover
  • $2,500 Extras Cover
  • No excess on claims
  • A simple one-off premium protects you for the duration of your loan
Motorcycle Tyre & Rim Cover
YMI Tyre & Rim Cover is a simple and easy to understand insurance policy that provides cover for repair or replacement of damaged tyres, as well as damaged wheel rims.

Yamaha Marine Insurance

For Yamaha Boats And WaveRunners

Yamaha Marine insurance is a factory backed insurance available on the market. Because we are marine specialists we understand how important your Yamaha powered rig is to you and offer a range of benefits not available anywhere else.

Yamaha Marine Insurance enables customers to benefit from the complete range of protection available under the Yamaha umbrella. Offering peace of mind cover for all Yamaha customers, YMI is the ultimate in pleasure craft protection at competitive rates.

Please read the Product Disclosure Statement (PDS) before you make any decisions regarding this product. This document is designed to be simple and straight-forward to make it easy for you to understand what is included in your cover and what isn’t. If you have any queries that are not covered in the PDS, please contact your local Yamaha dealer.

Owner Benefits

  • Yamaha factory backed.
  • Only genuine Yamaha parts used on repairs.
  • No theft excess when protected with Yamaha DNA anti theft technology.
  • Replacement of boat and Waverunner in first 36 months of registration.
  • New for old on mechanical and electrical components of motors regardless of age.
  • Premium discounts for age, boating experience and boating courses.
  • Pay by the month option.
  • YMI membership card.
  • Agreed value for hull, motor, trailer and equipment an accessories.
  • Gap cover available for a nominal extra fee including extras cover.
  • Layup, premium discount for the months your boat or waverunner is not used.
  • 24/7 emergency claim service.
  • $10 million legal liability standard for boats and Waverunners.
  • Accessible only through Authorised Yamaha Dealers.
  • 21 day cooling off period.

Download the attached Brochure and Product Disclosure Statement.



Yamaha Motor Insurance is underwritten by AIG Australia Limited ABN 93 004 727 753 AFSL 381686 (AIG) acting through its agent NM Insurance Pty Ltd ABN 34 100 633 038 AFSL 227186 (NM Insurance) and arranged by Yamaha Motor Insurance Australia Pty Ltd ABN 48 603 882 980 AFSL 497198 (YMI). Any advice provided by YMI is of a general nature only and does not take into account your particular objectives, financial situations or needs.  Please read the relevant Product Disclosure Statement (PDS) before you make any decisions regarding this product. If you have any queries that are not covered in the PDS, please contact your local Yamaha dealer. 

NM Insurance acts under a binder authority from AIG which allows NM Insurance to appoint YMI as its agent to administer and distribute insurance and to manage and settle claims made upon it.  In doing so YMI acts for the insurer and not for You. YMI’s Australian Financial Services Licence authorises it to provide these services.  YMI’s contact details are: 489-493 Victoria Street Wetherill Park NSW 2164 Telephone: 1300 794 454  Email:

YMI is committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth). A copy of YMI’s Privacy Statement that outlines how we collect, disclose and handle your personal information can be found

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